Card payment machines can be found in many places like small shops, malls, shopping centers, and many more. These machines are being used so that the customers need not have to carry cash. This will also reduce the problem of change that the seller has to provide to the customers. Payment through card machines has also reduced long queues where people are waiting for their turn to pay the money for the goods and the services that they have purchased. The sellers need to set up the machine before starting its use. IN this article, we will discuss about different types of payment options, which people can use to make payments.

Taking chip and pin payment

One of the most secure ways of making payment is chip and pin method. In this type of payment, customers need to enter a pin number of four digits. The credit or the debit card uses this number for authorization. Here are the steps in which this type of payment works.

1. Check the screen and when READY option is available enter the amount to be paid and then click ENTER. Click CLEAR in case of any mistake.
2. The customer needs to insert the card in the card payment machine and then after entering the pin number, ENTER should be pressed. If the customer removes the card early, an error message will be displayed.
3. The machine connects to the merchant bank and authorization from the customer’s bank is obtained.
4. Two receipts are generated out of which one is for the customer and other is for the merchant.

Taking contactless payment

Contactless payment is becoming popular nowadays and people can make payment quickly in the simple way. Consumers must have a contactless card in order to make the payment. Here are the steps, which are to be followed to make payment.

1. Check the screen and when READY appears, enter the amount and then press ENTER.
2. After the appearance of contactless icon, customers have to touch the card on the contactless screen.
3. The word APPROVED will appear after the completion of the payment.
4. The merchant receipt is printed.

Taking chip and signature payment

Some cards come with the option of chip and signature. Such a card is delivered to those customers who have the problem in using the pin. Here are the steps in which this card works.

1. The seller should press ENTER after entering the amount when he sees READY on the screen.
2. The machine will show the option of chip and signature payment.
3. The card should be inserted in the machine and after the merchant receives his payment script, the customer is asked to enter his signature.
4. The card should be removed from the machine and then the signatures should be matched.
5. The payment should be completed by responding to the onscreen prompts.

Wrapping Up

These are a few ways in which customers can make payment through the cards. Making payment with the help of these cards is very easy and there is no need to carry a lot of cash.