Business

7 ways to make the most of a net banking app

Mobile phones have a considerable influence on our lives. Other than communication, you can shop, plan your day, conduct training or meetings, send emails, conduct research, and do banking using various mobile applications. Innovative banking mobile applications like the IDFC FIRST Bank mobile banking app have changed the face of consumer banking services. Here are some best ways to make the most of a net banking app.

  1. Open an online bank account

Using the IDFC FIRST Bank mobile banking app, you can perform personal banking through a free online bank account without visiting a bank or waiting in long queues. To open a bank account online, you just need to submit a completed application form, along with some necessary documents, and undergo eKYC verification. With a new online bank account, you can enjoy safe netbanking services.

  • Manage all your finances  

The mobile banking app of IDFC FIRST Bank helps customers by customizing services based on their needs and securing their transactions. The app helps them with safe online banking options with innovative money-saving tools which can help save money and maximize returns for the future. The ‘invest’ feature available on the netbanking app helps you invest in mutual funds, debt funds and equity funds, as well as open a 3-in-1 trading account for trading in shares or commodities.

  • Three-click bill payments options 

With a banking application, you can pay your bills easily and conveniently. Some easiest ways to pay your bills are QuickPay, QRC codes, UPI-enabled payment and NEFT. Bill payments through these methods are highly secured, safe and reliable that even senior citizens can handle these payment methods without any chance of error. 

Using the IDFC FIRST Bank mobile banking app, you can make pay three-click bill payments. You can pay electricity, gas, credit card, and mobile phone bills conveniently in just three clicks. 

  1. Link all your bank account on a single platform

If you want to access all your accounts with different banks from one place, a mobile bank app can help you do it. You can transfer money from one bank account to another. The tools available on the app are quite user-friendly and give the customer an option to link external bank accounts by providing the details. Once done, you can track the account balances, monitor the expenses, set up recurring payments, and manage money on the banking app. 

  • Avail instant personal loans

It is very easy to avail a personal loan through a mobile banking app because the bank has all your details. The online personal loan process is completely digitised and requires minimal documentation. You can apply for any kind of loans such as personal, motor vehicles, home and consumer durable loans. All you need is to provide your personal details and upload supporting documents. 

  • Track income and expenses

The IDFC FIRST Bank mobile banking app helps enhance the user-experience by providing additional services like tracking your expenses by categorising them into shopping, utilities, household expenses, school fees, and travel and vacation. 

  • Safe log in and quick and timely support 

You can use the safe net bank login and get timely help on the banking app through an AI-powered chat bot. This facility has enabled the IDFC FIRST Bank to improve customer relationships. The mobile banking apps are featured with push notifications and alerts to remind customers or bring to their notice of any unusual account activity, each log in to their account and low balance.

By using the IDFC FIRST Bank mobile banking app, you can manage your finance efficiently every day. 

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